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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,343 | $139,948-61.2% | $121,663-55.3% | $154,746-64.9% |
| Participation rate | 69.6% | 78.0%-8.4pp | 74.5%-4.9pp | 80.7%-11.1pp |
| Annual return | 21.64% | 230.52%-208.9pp | 147.54%-125.9pp | 172.34%-150.7pp |
| Employer contribution / active EE | $3,642 | $3,521+3.4% | $3,020+20.6% | $4,379-16.8% |
| Participant deferral / active EE | $14,031 | $5,629+149.3% | $4,887+187.1% | $6,730+108.5% |
| Admin fee / account holder | $3,908 | $17,321-77.4% | $14,289-72.6% | $14,365-72.8% |