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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,343 | $132,634-59.0% | $115,768-53.1% | $137,256-60.4% |
| Participation rate | 69.6% | 77.9%-8.3pp | 74.4%-4.8pp | 80.0%-10.4pp |
| Annual return | 21.64% | 160.70%-139.1pp | 100.46%-78.8pp | 220.34%-198.7pp |
| Employer contribution / active EE | $3,642 | $3,360+8.4% | $2,940+23.9% | $4,156-12.4% |
| Participant deferral / active EE | $14,031 | $5,619+149.7% | $4,917+185.4% | $6,407+119.0% |
| Admin fee / account holder | $3,908 | $15,028-74.0% | $12,439-68.6% | $12,270-68.1% |