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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,520 | $46,596+17.0% | $64,099-14.9% | $75,181-27.5% |
| Participation rate | 100.0% | 65.9%+34.1pp | 72.3%+27.7pp | 67.2%+32.8pp |
| Annual return | 10.33% | 26.04%-15.7pp | 33.70%-23.4pp | 160.69%-150.4pp |
| Employer contribution / active EE | $7,097 | $1,975+259.4% | $2,748+158.3% | $2,671+165.8% |
| Participant deferral / active EE | $8,044 | $2,837+183.5% | $3,881+107.2% | $4,126+95.0% |
| Admin fee / account holder | $19,645 | $2,954+565.0% | $3,070+539.8% | $5,650+247.7% |