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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,463 | $42,917+36.2% | $60,899-4.0% | $68,495-14.6% |
| Participation rate | 100.0% | 66.8%+33.2pp | 73.1%+26.9pp | 67.9%+32.1pp |
| Annual return | -15.41% | -13.99%-1.4pp | 16.92%-32.3pp | -7.84%-7.6pp |
| Employer contribution / active EE | $6,859 | $1,979+246.7% | $2,702+153.8% | $2,596+164.2% |
| Participant deferral / active EE | $7,324 | $2,867+155.5% | $3,817+91.9% | $4,028+81.9% |
| Admin fee / account holder | $3,960 | $3,102+27.7% | $3,225+22.8% | $5,403-26.7% |