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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,373 | $106,974-58.5% | $90,796-51.1% | $138,895-68.1% |
| Participation rate | 58.8% | 74.9%-16.0pp | 69.5%-10.7pp | 79.9%-21.1pp |
| Annual return | 12.65% | 20.10%-7.5pp | 19.29%-6.6pp | 145.39%-132.7pp |
| Employer contribution / active EE | $1,582 | $2,609-39.4% | $2,294-31.0% | $4,194-62.3% |
| Participant deferral / active EE | $3,801 | $4,455-14.7% | $3,822-0.6% | $6,396-40.6% |
| Admin fee / account holder | $821 | $8,626-90.5% | $7,024-88.3% | $12,562-93.5% |