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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,558 | $95,601-84.8% | $77,183-81.1% | $139,456-89.6% |
| Participation rate | 77.8% | 74.0%+3.8pp | 69.6%+8.2pp | 80.3%-2.5pp |
| Annual return | 5.86% | 54.96%-49.1pp | 37.89%-32.0pp | 373.45%-367.6pp |
| Employer contribution / active EE | $1,325 | $3,145-57.9% | $2,534-47.7% | $4,753-72.1% |
| Participant deferral / active EE | $2,279 | $4,623-50.7% | $3,833-40.5% | $6,711-66.0% |
| Admin fee / account holder | $19,049 | $8,302+129.4% | $5,475+247.9% | $11,407+67.0% |