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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,441 | $87,016+8.5% | $63,244+49.3% | $125,389-24.7% |
| Participation rate | 0.0% | 77.1%-77.1pp | 71.0%-71.0pp | 83.2%-83.2pp |
| Annual return | -3.22% | 21.71%-24.9pp | -70.31%+67.1pp | 282.24%-285.5pp |
| Employer contribution / active EE | $16,648 | $3,601+362.3% | $2,322+617.0% | $4,866+242.1% |
| Participant deferral / active EE | $21,890 | $3,939+455.7% | $2,953+641.2% | $5,352+309.0% |
| Admin fee / account holder | $1,046 | $11,954-91.2% | $5,893-82.3% | $9,541-89.0% |