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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $483,744 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,731 | $69,651-17.1% | $63,244-8.7% | $69,651-17.1% |
| Participation rate | 64.7% | 66.6%-1.9pp | 71.0%-6.4pp | 66.6%-1.9pp |
| Annual return | 0.91% | 53.77%-52.9pp | -70.31%+71.2pp | 53.77%-52.9pp |
| Employer contribution / active EE | $1,941 | $2,241-13.4% | $2,322-16.4% | $2,241-13.4% |
| Participant deferral / active EE | $2,118 | $3,635-41.7% | $2,953-28.3% | $3,635-41.7% |
| Admin fee / account holder | $39 | $63-38.6% | $5,893-99.3% | $63-38.6% |