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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,530 | $148,623-76.8% | $135,974-74.6% | $139,466-75.2% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 15.47% | 79.30%-63.8pp | 68.30%-52.8pp | 373.66%-358.2pp |
| Employer contribution / active EE | $3,096 | $5,246-41.0% | $4,859-36.3% | $4,754-34.9% |
| Participant deferral / active EE | $6,135 | $8,103-24.3% | $7,760-20.9% | $6,712-8.6% |
| Admin fee / account holder | $9,719 | $12,406-21.7% | $10,767-9.7% | $11,409-14.8% |