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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,428 | $138,102-76.5% | $125,381-74.1% | $134,532-75.9% |
| Participation rate | 58.8% | 84.5%-25.7pp | 82.4%-23.6pp | 81.2%-22.4pp |
| Annual return | -16.20% | 750.73%-766.9pp | 572.31%-588.5pp | 418.27%-434.5pp |
| Employer contribution / active EE | $3,069 | $5,245-41.5% | $4,815-36.3% | $4,741-35.3% |
| Participant deferral / active EE | $6,949 | $7,801-10.9% | $7,448-6.7% | $6,401+8.6% |
| Admin fee / account holder | $16,606 | $11,568+43.6% | $10,007+65.9% | $11,429+45.3% |