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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,075 | $166,020+22.3% | $164,866+23.2% | $145,959+39.1% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 16.99% | 100.08%-83.1pp | 69.97%-53.0pp | 561.95%-545.0pp |
| Employer contribution / active EE | $3,329 | $5,275-36.9% | $4,343-23.3% | $4,661-28.6% |
| Participant deferral / active EE | $5,537 | $6,961-20.5% | $6,033-8.2% | $6,689-17.2% |
| Admin fee / account holder | $30,565 | $16,644+83.6% | $12,689+140.9% | $13,398+128.1% |