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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,075 | $166,268+22.1% | $165,100+23.0% | $145,897+39.2% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 16.99% | 100.52%-83.5pp | 70.21%-53.2pp | 552.29%-535.3pp |
| Employer contribution / active EE | $3,329 | $5,284-37.0% | $4,348-23.4% | $4,663-28.6% |
| Participant deferral / active EE | $5,537 | $6,964-20.5% | $6,035-8.3% | $6,689-17.2% |
| Admin fee / account holder | $30,565 | $16,659+83.5% | $12,696+140.8% | $13,390+128.3% |