| Provider | Service type | Compensation |
|---|---|---|
SLC MANAGEMENT7+ years Filed as: SUNLIFE OF CANADA Service code 15 | Recordkeeping | $751,239 |
NORTHERN TRUST COMPANY7+ years Filed as: NORTHERN TRUST Service code 18 | Custodial (other than securities); Cu... | $26,340 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,435 | $152,513+1.9% | $117,472+32.3% | $134,554+15.5% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -11.63% | 53.05%-64.7pp | 29.77%-41.4pp | 418.46%-430.1pp |
| Employer contribution / active EE | $0 | $5,577-100.0% | $4,180-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $0 | $4,821-100.0% | $4,072-100.0% | $6,401-100.0% |
| Admin fee / account holder | $516 | $7,006-92.6% | $5,646-90.9% | $11,430-95.5% |