| Provider | Service type | Compensation |
|---|---|---|
SLC MANAGEMENT5+ years Filed as: SUNLIFE OF CANADA Service code 15 | Recordkeeping | $671,335 |
NORTHERN TRUST COMPANY5+ years Filed as: NORTHERN TRUST Service code 18 | Custodial (securities); Custodial (ot... | $25,514 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,488 | $176,402-19.8% | $134,162+5.5% | $158,988-11.0% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | -0.41% | 63.66%-64.1pp | 36.35%-36.8pp | 303.00%-303.4pp |
| Employer contribution / active EE | $0 | $5,042-100.0% | $3,705-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $0 | $4,093-100.0% | $3,500-100.0% | $5,983-100.0% |
| Admin fee / account holder | $440 | $8,719-94.9% | $6,685-93.4% | $11,252-96.1% |