| Provider | Service type | Compensation |
|---|---|---|
SLC MANAGEMENT4+ years Filed as: SUNLIFE OF CANADA Service code 15 | Recordkeeping | $687,337 |
NORTHERN TRUST COMPANY4+ years Filed as: NORTHERN TRUST Service code 18 | Custodial (other than securities); Cu... | $25,875 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,555 | $48,570+197.6% | $130,660+10.6% | $72,977+98.1% |
| Participation rate | 100.0% | 58.6%+41.4pp | 71.7%+28.3pp | 69.5%+30.5pp |
| Annual return | 5.68% | 38.63%-32.9pp | 1709.29%-1703.6pp | 81.02%-75.3pp |
| Employer contribution / active EE | $0 | $1,334-100.0% | $4,092-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $0 | $2,384-100.0% | $3,603-100.0% | $3,608-100.0% |
| Admin fee / account holder | $441 | $3,549-87.6% | $5,463-91.9% | $5,124-91.4% |