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| Provider | Service type | Compensation |
|---|---|---|
Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $36,541 |
COHN REZNICK LLP3 years Filed as: COHN REZNICK Service code 10 · EIN 22-1478099 | Accounting | $21,500 |
CHARLES SCHWAB & CO., INC.4+ years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $2,365 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB & CO AND AFFILIATES Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,185 | $79,523+227.2% | $140,019+85.8% | $56,289+362.2% |
| Participation rate | 98.1% | 85.7%+12.4pp | 87.5%+10.6pp | 69.9%+28.2pp |
| Annual return | -9.89% | 2.39%-12.3pp | 651.17%-661.1pp | -9.96%+0.1pp |
| Employer contribution / active EE | $23,755 | $3,350+609.1% | $5,605+323.8% | $2,111+1025.2% |
| Participant deferral / active EE | $15,955 | $5,129+211.1% | $6,927+130.3% | $3,350+376.3% |
| Admin fee / account holder | $221 | $614-64.0% | $10,705-97.9% | $521-57.6% |