Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $48,848 |
BMO HARRIS BANK NA1 year Filed as: M & T BANK Service code 10 · EIN 22-1478099 | Accounting | $20,600 |
CHARLES SCHWAB & CO., INC.3+ years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $3,679 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $5 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB & CO AND AFFILIATES Service code 59 | Shareholder Servicing | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,816 | $89,739+207.4% | $149,721+84.2% | $62,293+342.8% |
| Participation rate | 95.3% | 85.1%+10.2pp | 87.1%+8.3pp | 69.5%+25.8pp |
| Annual return | 14.32% | 21.01%-6.7pp | 1501.67%-1487.4pp | 28.90%-14.6pp |
| Employer contribution / active EE | $23,603 | $3,233+630.1% | $5,444+333.5% | $2,042+1055.7% |
| Participant deferral / active EE | $15,622 | $4,797+225.7% | $6,568+137.8% | $3,169+392.9% |
| Admin fee / account holder | $266 | $551-51.7% | $11,282-97.6% | $479-44.4% |