See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,275 | $64,119-40.3% | $112,228-65.9% | $66,914-42.8% |
| Participation rate | 54.7% | 68.5%-13.7pp | 75.1%-20.3pp | 69.8%-15.1pp |
| Annual return | -18.05% | -13.81%-4.2pp | 27.45%-45.5pp | 1.58%-19.6pp |
| Employer contribution / active EE | $636 | $3,005-78.8% | $3,635-82.5% | $2,544-75.0% |
| Participant deferral / active EE | $2,500 | $3,693-32.3% | $4,728-47.1% | $4,237-41.0% |
| Admin fee / account holder | $312 | $625-50.0% | $6,410-95.1% | $593-47.3% |