See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $444 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,456 | $77,660-44.0% | $109,143-60.2% | $79,386-45.3% |
| Participation rate | 52.3% | 67.8%-15.5pp | 75.9%-23.6pp | 70.7%-18.4pp |
| Annual return | 8.31% | 23.44%-15.1pp | 25.75%-17.4pp | 116.85%-108.5pp |
| Employer contribution / active EE | $598 | $2,797-78.6% | $3,722-83.9% | $2,427-75.3% |
| Participant deferral / active EE | $2,189 | $3,518-37.8% | $4,653-52.9% | $4,046-45.9% |
| Admin fee / account holder | $350 | $732-52.2% | $6,752-94.8% | $626-44.1% |