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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,914 | $81,331-32.5% | $155,534-64.7% | $80,935-32.2% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 9.90% | 33.37%-23.5pp | 64.92%-55.0pp | 35.66%-25.8pp |
| Employer contribution / active EE | $5,161 | $3,105+66.2% | $4,675+10.4% | $2,757+87.2% |
| Participant deferral / active EE | $4,046 | $3,454+17.1% | $5,630-28.1% | $4,299-5.9% |
| Admin fee / account holder | $1,236 | $7,999-84.6% | $15,900-92.2% | $6,924-82.2% |