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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,614 | $181,896-64.5% | $156,551-58.7% | $273,972-76.4% |
| Participation rate | 87.5% | 88.4%-0.9pp | 84.0%+3.5pp | 83.0%+4.5pp |
| Annual return | 5.08% | 30.74%-25.7pp | 32.23%-27.1pp | 41.46%-36.4pp |
| Employer contribution / active EE | $1,706 | $6,248-72.7% | $5,501-69.0% | $4,869-65.0% |
| Participant deferral / active EE | $2,500 | $5,550-55.0% | $4,871-48.7% | $5,287-52.7% |
| Admin fee / account holder | $1,761 | $15,560-88.7% | $13,028-86.5% | $10,133-82.6% |