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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,314 | $209,422-49.2% | $178,503-40.4% | $158,982-33.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 17.41% | 188.81%-171.4pp | 151.12%-133.7pp | 302.99%-285.6pp |
| Employer contribution / active EE | $1,437 | $5,707-74.8% | $5,011-71.3% | $4,763-69.8% |
| Participant deferral / active EE | $2,145 | $5,955-64.0% | $5,202-58.8% | $5,983-64.2% |
| Admin fee / account holder | $4,408 | $17,079-74.2% | $13,987-68.5% | $11,252-60.8% |