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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,781 | $75,832-39.6% | $147,617-69.0% | $59,633-23.2% |
| Participation rate | 36.8% | 71.6%-34.7pp | 84.6%-47.8pp | 68.7%-31.8pp |
| Annual return | 1.78% | 0.37%+1.4pp | 61.98%-60.2pp | 2041.45%-2039.7pp |
| Employer contribution / active EE | $559 | $3,485-83.9% | $5,564-89.9% | $2,203-74.6% |
| Participant deferral / active EE | $1,415 | $3,131-54.8% | $4,895-71.1% | $3,192-55.7% |
| Admin fee / account holder | $1,082 | $5,986-81.9% | $11,612-90.7% | $4,297-74.8% |