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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,506 | $78,670-39.6% | $109,173-56.5% | $85,847-44.7% |
| Participation rate | 88.9% | 68.3%+20.6pp | 75.9%+13.0pp | 69.3%+19.6pp |
| Annual return | 10.88% | 25.09%-14.2pp | 25.75%-14.9pp | 318.61%-307.7pp |
| Employer contribution / active EE | $3,234 | $2,734+18.3% | $3,723-13.1% | $2,565+26.1% |
| Participant deferral / active EE | $4,099 | $3,467+18.2% | $4,654-11.9% | $3,952+3.7% |
| Admin fee / account holder | $27,762 | $5,469+407.6% | $6,755+311.0% | $6,261+343.4% |