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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,086 | $64,729-42.7% | $112,263-67.0% | $68,490-45.9% |
| Participation rate | 96.3% | 67.2%+29.1pp | 75.1%+21.2pp | 67.9%+28.4pp |
| Annual return | -16.33% | -11.40%-4.9pp | 27.49%-43.8pp | -7.85%-8.5pp |
| Employer contribution / active EE | $2,681 | $2,746-2.3% | $3,636-26.3% | $2,597+3.3% |
| Participant deferral / active EE | $4,334 | $3,566+21.5% | $4,729-8.4% | $4,028+7.6% |
| Admin fee / account holder | $9,048 | $5,222+73.3% | $6,410+41.2% | $5,403+67.5% |