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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,799 | $56,197+56.2% | $67,652+29.8% | $59,633+47.2% |
| Participation rate | 15.7% | 71.5%-55.8pp | 75.7%-60.0pp | 68.7%-53.0pp |
| Annual return | -1.99% | 18508.10%-18510.1pp | 6625.40%-6627.4pp | 2041.45%-2043.4pp |
| Employer contribution / active EE | $753 | $1,615-53.4% | $2,266-66.8% | $2,203-65.8% |
| Participant deferral / active EE | $2,018 | $2,844-29.0% | $3,560-43.3% | $3,192-36.8% |
| Admin fee / account holder | $635 | $3,958-83.9% | $4,821-86.8% | $4,297-85.2% |