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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,570 | $60,349+84.9% | $74,184+50.4% | $62,881+77.4% |
| Participation rate | 12.8% | 72.7%-59.9pp | 76.6%-63.8pp | 69.3%-56.5pp |
| Annual return | 6.11% | 21.38%-15.3pp | 17.74%-11.6pp | 20.14%-14.0pp |
| Employer contribution / active EE | $653 | $1,680-61.2% | $2,370-72.5% | $2,281-71.4% |
| Participant deferral / active EE | $1,702 | $2,856-40.4% | $3,550-52.1% | $3,203-46.9% |
| Admin fee / account holder | $762 | $4,261-82.1% | $5,586-86.4% | $4,296-82.3% |