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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,979 | $112,729-78.7% | $98,716-75.7% | $137,256-82.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 21.90% | 38.48%-16.6pp | 31.81%-9.9pp | 220.34%-198.4pp |
| Employer contribution / active EE | $6,129 | $2,725+124.9% | $2,279+169.0% | $4,156+47.5% |
| Participant deferral / active EE | $6,019 | $4,640+29.7% | $4,048+48.7% | $6,407-6.1% |
| Admin fee / account holder | $750 | $10,129-92.6% | $8,703-91.4% | $12,270-93.9% |