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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,327 | $42,383-26.1% | $76,518-59.1% | $64,173-51.2% |
| Participation rate | 98.7% | 58.1%+40.6pp | 68.0%+30.7pp | 69.6%+29.2pp |
| Annual return | -9.44% | -16.54%+7.1pp | -0.27%-9.2pp | 7.63%-17.1pp |
| Employer contribution / active EE | $1,890 | $1,563+20.9% | $2,647-28.6% | $2,381-20.6% |
| Participant deferral / active EE | $7,374 | $2,566+187.3% | $3,836+92.3% | $3,470+112.5% |
| Admin fee / account holder | $715 | $3,198-77.6% | $4,849-85.2% | $4,887-85.4% |