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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,749 | $47,848-25.3% | $81,473-56.1% | $70,126-49.0% |
| Participation rate | 97.3% | 58.3%+39.0pp | 68.0%+29.3pp | 69.5%+27.7pp |
| Annual return | 17.61% | 27.25%-9.6pp | 38.78%-21.2pp | 73.15%-55.5pp |
| Employer contribution / active EE | $2,462 | $1,527+61.2% | $2,568-4.1% | $2,343+5.1% |
| Participant deferral / active EE | $6,417 | $2,453+161.6% | $3,537+81.4% | $3,332+92.6% |
| Admin fee / account holder | $3,313 | $3,145+5.3% | $4,561-27.4% | $4,645-28.7% |