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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $441,731 | $148,629+197.2% | $135,982+224.8% | $139,487+216.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 8.11% | 79.33%-71.2pp | 68.32%-60.2pp | 373.84%-365.7pp |
| Employer contribution / active EE | $10,000 | $5,247+90.6% | $4,859+105.8% | $4,755+110.3% |
| Participant deferral / active EE | $19,953 | $8,102+146.3% | $7,760+157.1% | $6,713+197.2% |
| Admin fee / account holder | $21,171 | $12,406+70.6% | $10,767+96.6% | $11,407+85.6% |