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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,345 | $157,270+73.2% | $141,173+92.9% | $152,870+78.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.4%+17.6pp |
| Annual return | 11.62% | 64.33%-52.7pp | 71.40%-59.8pp | 345.34%-333.7pp |
| Employer contribution / active EE | $9,796 | $5,261+86.2% | $4,735+106.9% | $4,763+105.7% |
| Participant deferral / active EE | $13,214 | $7,110+85.8% | $6,710+96.9% | $5,850+125.9% |
| Admin fee / account holder | $5,709 | $12,121-52.9% | $10,262-44.4% | $11,597-50.8% |