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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,023 | $138,076+93.4% | $123,553+116.1% | $135,380+97.2% |
| Participation rate | 83.3% | 84.7%-1.4pp | 82.3%+1.0pp | 82.6%+0.7pp |
| Annual return | -3.69% | 153.70%-157.4pp | 119.21%-122.9pp | 519.81%-523.5pp |
| Employer contribution / active EE | $11,052 | $5,152+114.5% | $4,628+138.8% | $4,779+131.3% |
| Participant deferral / active EE | $9,508 | $6,800+39.8% | $6,426+48.0% | $5,609+69.5% |
| Admin fee / account holder | $6,390 | $10,917-41.5% | $9,284-31.2% | $10,828-41.0% |