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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,082 | $217,427-45.7% | $185,837-36.5% | $167,518-29.5% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 12.06% | 148.39%-136.3pp | 122.08%-110.0pp | 478.71%-466.7pp |
| Employer contribution / active EE | $13,163 | $5,874+124.1% | $5,168+154.7% | $4,838+172.1% |
| Participant deferral / active EE | $13,065 | $6,357+105.5% | $5,568+134.6% | $6,342+106.0% |
| Admin fee / account holder | $1,125 | $19,816-94.3% | $16,241-93.1% | $12,312-90.9% |