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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,798 | $175,231-12.8% | $149,696+2.1% | $139,466+9.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.80% | 166.77%-148.0pp | 134.46%-115.7pp | 373.66%-354.9pp |
| Employer contribution / active EE | $25,746 | $5,478+370.0% | $4,821+434.1% | $4,754+441.6% |
| Participant deferral / active EE | $16,855 | $6,521+158.5% | $5,682+196.6% | $6,712+151.1% |
| Admin fee / account holder | $1,247 | $16,155-92.3% | $13,212-90.6% | $11,409-89.1% |