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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,506 | $107,666-70.7% | $102,184-69.2% | $154,746-79.6% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 15.94% | 29.33%-13.4pp | 31.58%-15.6pp | 172.34%-156.4pp |
| Employer contribution / active EE | $1,780 | $3,846-53.7% | $3,594-50.5% | $4,379-59.4% |
| Participant deferral / active EE | $4,574 | $8,719-47.5% | $8,309-44.9% | $6,730-32.0% |
| Admin fee / account holder | $388 | $12,943-97.0% | $11,609-96.7% | $14,365-97.3% |