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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY GLOBAL BANKING OPERA Service code 70 · EIN 26-4310632 | Consulting Fees | $25,638 |
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $9,090 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,494 | $106,164+13.5% | $147,041-18.1% | $77,692+55.1% |
| Participation rate | 95.5% | 78.4%+17.1pp | 82.2%+13.3pp | 70.6%+24.9pp |
| Annual return | 15.72% | 56.81%-41.1pp | 419.21%-403.5pp | 31.25%-15.5pp |
| Employer contribution / active EE | $3,983 | $4,066-2.1% | $4,935-19.3% | $2,726+46.1% |
| Participant deferral / active EE | $11,187 | $7,993+40.0% | $8,071+38.6% | $4,648+140.7% |
| Admin fee / account holder | $73 | $338-78.4% | $13,006-99.4% | $431-83.0% |