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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY GLOBAL BANKING OPERA Service code 70 · EIN 26-4310632 | Consulting Fees | $25,638 |
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $9,090 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,494 | $106,264+13.4% | $147,117-18.1% | $77,762+55.0% |
| Participation rate | 95.5% | 78.4%+17.1pp | 82.2%+13.3pp | 70.6%+24.9pp |
| Annual return | 15.72% | 56.94%-41.2pp | 420.54%-404.8pp | 31.27%-15.5pp |
| Employer contribution / active EE | $3,983 | $4,074-2.2% | $4,932-19.3% | $2,728+46.0% |
| Participant deferral / active EE | $11,187 | $8,003+39.8% | $8,065+38.7% | $4,651+140.5% |
| Admin fee / account holder | $73 | $334-78.1% | $12,993-99.4% | $433-83.1% |