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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,517 | $77,908+44.4% | $149,696-24.8% | $75,173+49.7% |
| Participation rate | 69.0% | 65.6%+3.4pp | 78.8%-9.8pp | 67.2%+1.8pp |
| Annual return | 16.11% | 31.73%-15.6pp | 134.46%-118.4pp | 160.72%-144.6pp |
| Employer contribution / active EE | $10,281 | $3,138+227.7% | $4,821+113.3% | $2,671+284.9% |
| Participant deferral / active EE | $6,911 | $3,411+102.6% | $5,682+21.6% | $4,126+67.5% |
| Admin fee / account holder | $4,625 | $5,950-22.3% | $13,212-65.0% | $5,651-18.2% |