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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,934 | $85,171-12.0% | $172,752-56.6% | $72,975+2.7% |
| Participation rate | 63.3% | 70.1%-6.7pp | 82.6%-19.3pp | 69.5%-6.2pp |
| Annual return | 20.40% | 27.32%-6.9pp | 802.97%-782.6pp | 81.01%-60.6pp |
| Employer contribution / active EE | $1,877 | $3,324-43.5% | $5,144-63.5% | $2,440-23.1% |
| Participant deferral / active EE | $5,013 | $3,260+53.8% | $5,198-3.5% | $3,608+39.0% |
| Admin fee / account holder | $21,752 | $5,880+269.9% | $13,955+55.9% | $5,124+324.5% |