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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,414 | $169,361-31.3% | $129,397-10.0% | $145,877-20.2% |
| Participation rate | 71.4% | 76.5%-5.0pp | 69.6%+1.8pp | 80.3%-8.9pp |
| Annual return | 17.42% | 14395.54%-14378.1pp | 9453.98%-9436.6pp | 551.28%-533.9pp |
| Employer contribution / active EE | $1,088 | $5,542-80.4% | $4,154-73.8% | $4,663-76.7% |
| Participant deferral / active EE | $1,605 | $4,987-67.8% | $4,167-61.5% | $6,691-76.0% |
| Admin fee / account holder | $7,904 | $9,903-20.2% | $7,679+2.9% | $13,402-41.0% |