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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,379 | $156,963-23.9% | $121,204-1.5% | $139,466-14.4% |
| Participation rate | 62.5% | 76.5%-14.0pp | 69.5%-7.0pp | 80.3%-17.8pp |
| Annual return | 15.63% | 1476.75%-1461.1pp | 987.18%-971.6pp | 373.66%-358.0pp |
| Employer contribution / active EE | $892 | $5,544-83.9% | $4,170-78.6% | $4,754-81.2% |
| Participant deferral / active EE | $2,336 | $4,848-51.8% | $4,083-42.8% | $6,712-65.2% |
| Admin fee / account holder | $22,736 | $6,953+227.0% | $5,651+302.3% | $11,409+99.3% |