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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,577 | $152,597-7.2% | $117,533+20.5% | $134,532+5.2% |
| Participation rate | 50.0% | 77.1%-27.1pp | 70.6%-20.6pp | 81.2%-31.2pp |
| Annual return | -18.17% | 53.04%-71.2pp | 29.77%-47.9pp | 418.27%-436.4pp |
| Employer contribution / active EE | $678 | $5,576-87.8% | $4,179-83.8% | $4,741-85.7% |
| Participant deferral / active EE | $5,534 | $4,821+14.8% | $4,072+35.9% | $6,401-13.5% |
| Admin fee / account holder | $6,457 | $7,007-7.9% | $5,647+14.3% | $11,429-43.5% |