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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,737 | $159,934+132.4% | $147,005+152.9% | $145,959+154.7% |
| Participation rate | 71.4% | 84.0%-12.6pp | 82.2%-10.7pp | 80.3%-8.9pp |
| Annual return | 28.71% | 98.24%-69.5pp | 418.76%-390.1pp | 561.95%-533.2pp |
| Employer contribution / active EE | $9,768 | $5,287+84.7% | $4,934+98.0% | $4,661+109.6% |
| Participant deferral / active EE | $6,570 | $8,427-22.0% | $8,070-18.6% | $6,689-1.8% |
| Admin fee / account holder | $968 | $15,053-93.6% | $13,006-92.6% | $13,398-92.8% |