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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,202 | $77,460+22.9% | $100,378-5.2% | $80,925+17.6% |
| Participation rate | 66.7% | 76.9%-10.3pp | 81.5%-14.8pp | 67.7%-1.0pp |
| Annual return | 15.16% | 37.24%-22.1pp | 49.41%-34.2pp | 35.65%-20.5pp |
| Employer contribution / active EE | $4,262 | $2,801+52.2% | $3,942+8.1% | $2,756+54.6% |
| Participant deferral / active EE | $10,038 | $6,818+47.2% | $8,087+24.1% | $4,299+133.5% |
| Admin fee / account holder | $17,727 | $5,887+201.1% | $7,899+124.4% | $6,940+155.4% |