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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,643 | $68,398+6.2% | $94,664-23.3% | $75,173-3.4% |
| Participation rate | 67.9% | 76.1%-8.2pp | 80.8%-13.0pp | 67.2%+0.7pp |
| Annual return | 19.02% | 616.72%-597.7pp | 156.84%-137.8pp | 160.72%-141.7pp |
| Employer contribution / active EE | $4,693 | $2,701+73.8% | $3,673+27.8% | $2,671+75.7% |
| Participant deferral / active EE | $10,489 | $6,537+60.5% | $7,417+41.4% | $4,126+154.2% |
| Admin fee / account holder | $7,490 | $5,324+40.7% | $7,222+3.7% | $5,651+32.5% |