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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,202 | $59,111-8.3% | $86,451-37.3% | $68,490-20.9% |
| Participation rate | 80.0% | 75.2%+4.8pp | 80.3%-0.3pp | 67.9%+12.1pp |
| Annual return | -19.31% | -0.22%-19.1pp | 4398.51%-4417.8pp | -7.85%-11.5pp |
| Employer contribution / active EE | $5,134 | $2,519+103.8% | $3,770+36.2% | $2,597+97.7% |
| Participant deferral / active EE | $13,364 | $5,900+126.5% | $6,953+92.2% | $4,028+231.8% |
| Admin fee / account holder | $7,264 | $5,640+28.8% | $6,734+7.9% | $5,403+34.4% |