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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 15 · EIN 26-4310632 | Recordkeeping | $25,601 |
ADP BROKER-DEALER1 year Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $3,350 |
ADP BROKER-DEALER2+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,968 | $51,244-47.4% | $80,977-66.7% | $55,167-51.1% |
| Participation rate | 95.1% | 71.7%+23.5pp | 75.8%+19.3pp | 69.0%+26.2pp |
| Annual return | 7.65% | 17.39%-9.7pp | 17.11%-9.5pp | 169.23%-161.6pp |
| Employer contribution / active EE | $3,303 | $1,770+86.6% | $3,715-11.1% | $1,963+68.3% |
| Participant deferral / active EE | $8,246 | $4,418+86.7% | $5,696+44.8% | $3,054+170.0% |
| Admin fee / account holder | $66 | $398-83.4% | $5,517-98.8% | $504-86.9% |