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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,565 | $69,444+20.3% | $92,985-10.1% | $87,485-4.5% |
| Participation rate | 100.0% | 63.3%+36.7pp | 69.5%+30.5pp | 68.9%+31.1pp |
| Annual return | 14.43% | 23.85%-9.4pp | 27.99%-13.6pp | 26.06%-11.6pp |
| Employer contribution / active EE | $12,352 | $1,917+544.3% | $2,662+364.0% | $2,596+375.8% |
| Participant deferral / active EE | $7,014 | $3,364+108.5% | $4,377+60.3% | $4,274+64.1% |
| Admin fee / account holder | $5,945 | $6,137-3.1% | $9,463-37.2% | $7,775-23.5% |