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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,565 | $76,564+9.1% | $105,582-20.9% | $94,015-11.1% |
| Participation rate | 100.0% | 65.2%+34.8pp | 71.8%+28.2pp | 70.8%+29.2pp |
| Annual return | 14.43% | 20.69%-6.3pp | 18.61%-4.2pp | 17.84%-3.4pp |
| Employer contribution / active EE | $12,352 | $1,995+519.0% | $2,984+313.9% | $2,790+342.7% |
| Participant deferral / active EE | $7,014 | $3,320+111.3% | $4,353+61.1% | $4,249+65.1% |
| Admin fee / account holder | $5,945 | $7,129-16.6% | $12,856-53.8% | $8,951-33.6% |