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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,009 | $68,398-0.6% | $94,664-28.2% | $75,173-9.5% |
| Participation rate | 93.4% | 76.1%+17.4pp | 80.8%+12.6pp | 67.2%+26.2pp |
| Annual return | 17.71% | 616.72%-599.0pp | 156.84%-139.1pp | 160.72%-143.0pp |
| Employer contribution / active EE | $0 | $2,701-100.0% | $3,673-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $5,060 | $6,537-22.6% | $7,417-31.8% | $4,126+22.6% |
| Admin fee / account holder | $2,436 | $5,324-54.3% | $7,222-66.3% | $5,651-56.9% |