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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,815 | $59,116-0.5% | $86,438-32.0% | $68,486-14.1% |
| Participation rate | 91.9% | 75.2%+16.7pp | 80.3%+11.6pp | 67.9%+24.0pp |
| Annual return | -15.81% | -0.23%-15.6pp | 4397.19%-4413.0pp | -7.85%-8.0pp |
| Employer contribution / active EE | $0 | $2,519-100.0% | $3,769-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $4,437 | $5,902-24.8% | $6,952-36.2% | $4,028+10.2% |
| Admin fee / account holder | $3,810 | $5,639-32.4% | $6,733-43.4% | $5,404-29.5% |