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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,481 | $135,956+179.9% | $123,894+207.1% | $273,972+38.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 8.80% | 56.63%-47.8pp | 47.52%-38.7pp | 41.46%-32.7pp |
| Employer contribution / active EE | $10,102 | $5,170+95.4% | $4,617+118.8% | $4,869+107.5% |
| Participant deferral / active EE | $8,081 | $6,343+27.4% | $5,984+35.0% | $5,287+52.8% |
| Admin fee / account holder | $5,569 | $9,817-43.3% | $8,357-33.4% | $10,133-45.0% |